Future Homeowner Class of 2022-23
We will select 4 new Future Homeowners for our Fall Builds and another 5 for the 2023 Spring Builds! Each family will go through the 35-week Financial Literacy and Homeowner Education Program and complete 300-400 hours of sweat equity in order to qualify for their low-interest mortgage to BUY their house. Our Habitat families earn 30-80% of the Area Medium income and are often cost burdened, spending 50% or more of their monthly income on housing alone!
Homeowner Sponsorship Levels
Sponsorship of RCHFH’s Financial Literacy and Homeowner Education programs are $2000 per family, as described below. All sponsors will be invited to our House Dedication and Ribbon Cutting ceremonies and be listed in the program. Sponsors will also receive the Future Homeowner Bio and Photos of them throughout their journey to homeownership. We will try to arrange for a “meet & greet” and photo ops with the family and the construction of their home. In some cases, future homeowners will be available to speak to your group or church. As below, these sponsorships include some volunteer opportunities to “swing a hammer” with the family at the Habitat house build site, as well as marketing, social media and signage. There may also be a chance to be a part of one of our Supplemental Classes, in person or via Zoom. We can also do a presentation to your company/group about our application process and homeownership opportunities.
$10,000 sponsors 5 families through our Future Homeowner Program, which includes the application and selection process, 30-week Financial Literacy and Homeowner Education program plus 6 Supplemental Classes and managing the families through the program towards homeowner ship by our Homeowner Services Team and Sweat Equity Volunteer Manager. The 30-week classes are contracted to Dominion Financial Management Inc. (Financial counseling nonprofit) and follow the National Industry Standards for Homeownership Education & Counseling. The 6 Supplemental Classes will be provided by RCHFH’s Homeowner Services staff.
Benefits at this level include opportunities to speak at a Homeownership Supplemental Class*, logo and link on our website and in some program materials, company handouts/swag and marketing materials distributed to the 2022 class and 10 volunteer opportunities at the Habitat build sites to work hand-in-hand with Future Homeowners. It also includes marketing such as inclusion in press releases, email blasts, social media posts and photos. * via Zoom or in person when we resume in person classes.
$6000 sponsors receive the same for 3 Future Homeowner Families with 6 volunteer opportunities at the Habitat build sites.
$4000 sponsors receive the same for 2 Future Homeowner Families and 4 volunteer opportunities at the Habitat build sites.
$2000 sponsors receive the same for one Future Homeowner Family and 2 volunteer opportunities at the Habitat build sites.
> We can discuss other options depending on your needs and budget.
Our Homeownership Program applications open in May and there is an opportunity for us to do a presentation for your employees, who may qualify for the program. Last year’s qualifications are at: https://www.rchfh.org/homeownership/. Income qualifications ran from $27,000 – $80,000+, depending on how many working adults were in the family.
The Hooper Family with 2021 Homeowner Demetrice
2021 Homeowner LaRosha
2022 Homeowners Alice and Wayne
2021 Homeowner Makeitha
The Cost of Home
Families all across the United States are paying too high a price to cover the cost of home.
Everywhere you look — cities, suburbs, rural areas — the stability that home should bring remains out of
reach for far too many families.
At Habitat for Humanity, we know that a family should never have to spend more than 30 percent of their
income on a home. But consider that even before the coronavirus pandemic, more than 18 million U.S.
households were paying half or more of their income on a place to live. And now, as the significant economic
impacts of COVID-19 continue to unfold, the number of families struggling to make ends meet is only growing.
That is unacceptable.
That means that even more families are denied the personal and economic stability that safe, decent and
affordable housing provides. Instead, more and more families are forced to make impossible choices.
Safe homes. Nutritious food on the table. Health care. Access to good schools. Reliable transportation.
Which would you choose?
Your home shouldn’t cost you anywhere near half your paycheck.
Home shouldn’t cost you your family’s health. Home shouldn’t cost you your kids’ education.
When the cost of home is your family’s future, the cost is too high. When the cost of home is any family’s
future, that’s something none of us can afford.
We know the complexities that surround the cost of home. We also know the struggle, stress and pain of far
too many families in our communities. Families who have suffered from redlining, racial inequality and the
housing disparities that follow. Families who have worked hard and still come up short, not because of their
own efforts but because of systemic issues and an inequitable economy. And we know that those with the
fewest resources are always the ones who are forced to make the hardest choices.
We have to take a stand and declare our commitment: Habitat for Humanity will work to ensure
housing stability and that no family has to pay more than half of their paycheck to cover the cost of
Through our five-year Cost of Home campaign, we commit to mobilizing our local Habitat
organizations, our partners, our volunteers and community members across the country to find the
solutions and help create the policies that will allow 10 million individuals to meet their most basic
Everyone deserves to build the foundation for a stable, healthy future for themselves and their families — no
matter who they are, where they live or how much money they earn. Every family deserves the chance to
Help us make that possible. Help us make the #CostOfHome something we all can afford.